Medicare Simplified.

Turning 65? Confused by Parts A, B, C, and D? We make it easy. We are independent brokers who compare plans to find the best fit for your doctors and prescriptions.

Compare Plans Call 248-609-3133

The Basics

Original Medicare has gaps. It doesn't cover everything. That's why most people get additional private insurance. You basically have two paths: Supplement or Advantage.

Annual Enrollment

From Oct 15 - Dec 7 every year, you can change your plan. We review your medications annually to ensure you are still on the most cost-effective prescription drug plan.

The Two Main Paths

1. Medigap (Supplement)

Higher monthly premium.
Zero or very low copays for medical care.
See ANY doctor in the USA who accepts Medicare.
No referrals needed.
Best for: People who value flexibility and want predictable medical costs.

2. Medicare Advantage (Part C)

$0 or low monthly premium.
Pay copays as you go for services.
Network of doctors (HMO/PPO).
Often includes Dental, Vision, and Gym memberships.
Best for: Healthy budgets who like extra perks.

We Do Not Charge Fees

Our service is 100% free to you. We are paid by the insurance carrier you choose.

Medicare Consultation

Let us do the heavy lifting.

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By submitting this form, you agree that a licensed insurance agent may contact you by phone or email to answer your questions and provide quotes.

Medicare FAQs

Part D is prescription drug coverage. Even if you don't take any meds, you should get a Part D plan when you are eligible, otherwise you will face a lifetime "Late Enrollment Penalty" if you join later.

Generally, NO. Medicare only covers short-term rehab (up to 100 days). For long-term custodial care, you either pay out of pocket or need Long-Term Care Insurance.