Health insurance doesn't cover everything. High deductibles leave gaps. Voluntary benefits pay CASH directly to employees when they are sick or injured, helping them pay rent and bills.
These plans are typically 100% employee-paid through payroll deduction. It allows you to offer a "Fortune 500" benefits package without increasing your company's expenses.
60% of bankruptcies are due to medical issues. Supplemental insurance provides a layer of financial security, reducing employee stress and increasing productivity.
Pays cash for specific injuries (broken bones, lacerations) and treatments (ER visits, ambulance, physical therapy). Great for active families.
Pays a lump sum (e.g., $10,000 or $20,000) upon diagnosis of cancer, heart attack, or stroke. Use the money for deductibles, travel, or bills.
Pays a cash benefit for hospital admission and a daily rate for confinement. Helps offset the high cost of hospital deductibles.
Replaces a portion of income if an employee cannot work due to off-the-job sickness or injury. Protects the paycheck.
We work with the top carriers to find the best fit for your industry.
Simple setup. High impact.
Major medical pays DOCTORS and HOSPITALS. Voluntary benefits pay THE EMPLOYEE. The money belongs to the employee to spend however they need.
Yes. If an employee leaves your company, they can usually keep the coverage by paying the carrier directly at the same rate. This is called "portability."