Woodward Dream Cruise Ready

Your classic car isn't just a vehicle; it's an investment and a piece of history. Protect it with Agreed Value coverage that understands its true worth.

Agreed Value (No Depreciation)
Flexible Usage
Spare Parts Coverage

What Can We Insure?

Antique cars, classic muscle cars (Mustangs, Camaros), street rods, and even modern collector vehicles. If it's your baby, we can cover it.

Why Not Standard Auto?

Standard auto policies depreciate your car's value every day. If your classic gets totaled, they might offer you "book value" for an old used car. Our policies pay the full Agreed Value you set upfront.

Specialized Collector Coverage

Valuation & Protection

  • Agreed Value: We agree on the value ($50k, $100k, etc.) before the policy starts. In a total loss, that is exactly what you get. Guaranteed.
  • Inflation Guard: Automatically increases your coverage limit slightly each year to keep up with the market.
  • Spare Parts: Coverage for tools and spare parts you keep in your garage.

Usage & Perks

  • Flexible Usage: Drive it to car shows, club events, and occasional pleasure rides. (Not for daily commuting).
  • Restoration Coverage: Protects your car while it is being restored, even if it's in pieces at a shop.
  • Flatbed Towing: Guaranteed flatbed towing to prevent damage during transport.

Serving Enthusiasts in the Motor City & Beyond

We work with Hagerty and other top specialty carriers.

Get A Classic Car Quote

Start the engine on better coverage.

Classic Car Insurance FAQs

Generally, no. Classic car policies are strictly for pleasure use (car shows, parades, weekend drives). They are not for daily commuting or running errands. This restriction is why the premiums are so low.

Yes. Most carriers require the vehicle to be stored in a fully enclosed, locked garage when not in use (not a carport or driveway).

We work with you. You tell us what you think it's worth and provide photos/documentation. We use industry tools (like Hagerty Valuation) to verify it. Once we agree, that number is locked in.