Protection for Your Manufactured Home

Specialized coverage designed for mobile and manufactured homes. Whether you are in a park or on your own land, we have you covered.

Get Mobile Home Quote Call 248-609-3133

Unique Needs

Mobile homes are built differently than stick-built homes. Our policies are specifically designed to address the risks they face, including wind, fire, and transportation.

Attached Structures

We automatically include coverage for carports, porches, decks, and sheds that are attached to or near your mobile home.

What Does It Cover?

The Home & Contents

Dwelling: Covers the mobile home structure itself.
Personal Property: Covers your furniture, clothes, and electronics.
Adjacent Structures: Garages, sheds, or gazebos on your lot.

Liability & Living Expenses

Personal Liability: Protects you if a guest is injured on your property.
Loss of Use: Pays for temporary housing if a fire or storm makes your home uninhabitable.

Serving Mobile Home Owners Across Michigan

From Rochester Hills to rural communities statewide.

Get A Mobile Home Quote

Affordable protection for your home.

First Name *

Last Name *

Email Address *

Phone Number *

Home Address *

Year Built

Manufacturer (if known)

Is it in a Park or on Private Land?

Mobile Home Insurance FAQs

Technically, "Mobile Homes" were built before June 15, 1976. "Manufactured Homes" were built after that date to HUD standards. Our policies cover both types, regardless of age.

Yes. For homes that are newer and in good condition, we can offer "Replacement Cost" settlements (New for Old). For older homes, we offer "Actual Cash Value" (Market Value) coverage.

No. Standard mobile home policies exclude flood damage. If you are in a flood zone, we can write a separate Flood Insurance policy for you.