Protect Your Team & Your Bottom Line

Workers Compensation isn't just mandatory in Michigan—it's smart business. It covers medical bills and lost wages for injured employees, and protects you from lawsuits.

Get Comp Quote Call 248-609-3133

Mandatory Coverage

In Michigan, if you have 3 or more employees (or 1 employee for 35+ hours/week for 13+ weeks), you require Workers Comp. Operating without it exposes you to massive fines and lawsuits.

Pay-As-You-Go

Hate big audits? We offer "Pay-As-You-Go" plans where your premium is tied to your actual payroll each pay period. No big down payments, and no surprise audit bills at the end of the year.

What Does It Cover?

For The Employee

Medical Expenses: Surgery, hospital stays, medication.
Lost Wages: Replaces part of income while recovering.
Rehabilitation: Physical therapy to get back to work.
Death Benefits: Payments to dependents if a fatality occurs.

For The Employer

Liability Protection: "The Grand Bargain" means employees generally cannot sue you for workplace injuries if you provide Workers Comp coverage.
Legal Defense: Pays for legal fees if a suit is filed.

Workers Comp Quote

Accurate rates for your class codes.

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