Your landlord's insurance covers the building, NOT your stuff. Get affordable renters insurance to protect your belongings and liability.
If your apartment building burns down, your landlord isn't responsible for replacing your clothes, furniture, or computer. Renters insurance fills that gap for less than the cost of a pizza.
If you accidentally start a fire or your dog bites a guest, you could be sued for thousands. Renters insurance includes personal liability coverage to protect your future income.
Perfect for apartment dwellers, condo renters, and students.
Quick, easy, and affordable.
It is not required by state law, but most landlords and apartment complexes now require tenants to carry a renters insurance policy with at least $100,000 in liability coverage.
Generally, no. Your policy covers *your* belongings. Your roommate needs their own policy unless you are related or domestic partners and listed specifically on the policy.
Not at all. Renters insurance is one of the cheapest insurance products available, often costing between $15 and $25 per month. If you bundle it with your auto insurance, the discount on your car insurance might pay for the renters policy entirely!