Ride with Confidence

From weekend cruisers to daily riders in Detroit. We offer specialized motorcycle insurance that covers you, your bike, and your gear.

Get Motorcycle Quote Call 248-609-3133

Cruisers, Sport Bikes & Tourers

We insure all major brands including Harley-Davidson, Honda, Yamaha, Kawasaki, and BMW. Custom builds? We can cover those too with an agreed value policy.

More Than Just Liability

Standard auto policies don't understand bikes. Our specialized policies cover your helmet, leathers, custom exhaust, and saddlebags if they are damaged in a crash.

Essential Coverage for Michigan Riders

Liability Coverage

Bodily Injury: Pays for injuries to others if you cause an accident.
Guest Passenger Liability: Specifically covers someone riding on the back of your bike. (Crucial in Michigan).
Property Damage: Pays for damage to other vehicles or property.

Bike Protection

Collision: Repairs your bike if you hit something or lay it down.
Comprehensive: Covers theft, fire, vandalism, and hitting a deer.
Accessory Coverage: Protects your custom parts and upgrades (chrome, pipes, bags).

Get A Motorcycle Quote

Start your engine and your savings.

First Name *

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Bike Year/Make/Model

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Motorcycle Insurance FAQs

We recommend keeping "Comprehensive" coverage year-round (often called "Lay-up" coverage). This protects your bike from theft, fire, or a garage roof collapse while it's stored. You can drop the road liability in the off-season to save money.

No. Standard auto policies exclude vehicles with fewer than four wheels. You must have a separate motorcycle policy to be legal on the road.

Standard coverage usually includes $1,000 to $3,000 for accessories. If you have a custom paint job, expensive chrome, or performance parts, let us know so we can increase your Accessory Coverage limit.