Ride with Confidence
From weekend cruisers to daily riders in Detroit. We offer specialized motorcycle insurance that covers you, your bike, and your gear.
Cruisers, Sport Bikes & Tourers
We insure all major brands including Harley-Davidson, Honda, Yamaha, Kawasaki, and BMW. Custom builds? We can cover those too with an agreed value policy.
More Than Just Liability
Standard auto policies don't understand bikes. Our specialized policies cover your helmet, leathers, custom exhaust, and saddlebags if they are damaged in a crash.
Essential Coverage for Michigan Riders
Liability Coverage
- Bodily Injury: Pays for injuries to others if you cause an accident.
- Guest Passenger Liability: Specifically covers someone riding on the back of your bike. (Crucial in Michigan).
- Property Damage: Pays for damage to other vehicles or property.
Bike Protection
- Collision: Repairs your bike if you hit something or lay it down.
- Comprehensive: Covers theft, fire, vandalism, and hitting a deer.
- Accessory Coverage: Protects your custom parts and upgrades (chrome, pipes, bags).
Serving Riders Across Michigan
Ride safe from Detroit to the U.P.
Get A Motorcycle Quote
Start your engine and your savings.
Motorcycle Insurance FAQs
We recommend keeping "Comprehensive" coverage year-round (often called "Lay-up" coverage). This protects your bike from theft, fire, or a garage roof collapse while it's stored. You can drop the road liability in the off-season to save money.
No. Standard auto policies exclude vehicles with fewer than four wheels. You must have a separate motorcycle policy to be legal on the road.
Standard coverage usually includes $1,000 to $3,000 for accessories. If you have a custom paint job, expensive chrome, or performance parts, let us know so we can increase your Accessory Coverage limit.