Coverage for the Great Lakes Life

Enjoy Michigan's inland lakes and waterways with peace of mind. We insure pontoons, fishing boats, jet skis, and yachts.

Get Boat Quote Call 248-609-3133

On-Water Towing Included

Running out of gas or having engine trouble on the lake ruins the day. Our policies can include on-water towing to get you back to the dock safely without a massive bill.

Agreed Value Protection

Boats depreciate fast. We offer "Agreed Value" policies that pay the full insured amount in a total loss, without deducting for depreciation.

Complete Marine Coverage

Liability Coverage

Watercraft Liability: Covers injuries to others or damage to other boats.
Fuel Spill Liability: Pays for the costly cleanup if your boat sinks or leaks fuel into the water. (Required by law in many cases).
Wreck Removal: Pays to raise or remove your boat if it sinks.

Hull & Equipment

Physical Damage: Covers your boat, motor, and trailer against theft, fire, storms, and collisions.
Personal Effects: Covers fishing gear, coolers, and equipment on board.
Uninsured Boater: Protects you if you are hit by a boater with no insurance.

Serving Boaters on Lake St. Clair, Cassandra, Orchard & Beyond

From pontoon parties to serious fishing trips.

Get A Boat Quote

Prepare for the season now.

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Boat Insurance FAQs

Only very small boats (like canoes or small sailboats) with low horsepower are covered by homeowners insurance. Anything with a sizeable motor needs a dedicated Boat policy.

Not strictly by law for personal use, but if you finance your boat, your lender will require it. Also, most marinas require proof of liability insurance to dock your boat.

Yes, we insure Personal Watercraft (PWCs) like Sea-Doos and WaveRunners. They have specific liability risks, so a specialized policy is essential.