Stop overpaying for car insurance. We compare rates from 40+ carriers to find you the right coverage without the hassle.
From new teen drivers to experienced commuters, we help Michigan residents find affordable coverage that meets state requirements and protects their assets.
We are independent. We don't work for one insurance company; we work for you. When rates go up, we shop the market to keep your premium low.
Michigan has some of the most complex auto insurance laws in the country. We help you navigate recent reform changes.
Local agents who understand Michigan roads and Michigan rates.
It takes about 3 minutes to start your savings.
The 2020 reform allows drivers to choose their level of PIP medical coverage. You can select Unlimited, $500k, $250k, or lower options if you have qualified health coverage. We can help you decide which level balances protection and cost.
PLPD stands for "Personal Liability and Property Damage." It is the state minimal coverage. It does NOT cover damage to your own vehicle, only damage or injuries you cause to others. It is the cheapest option but leaves your car unprotected.
In Michigan, insurance companies can use "insurance scores" which are partially based on credit history to determine rates. Maintaining good credit can significantly lower your auto insurance premium.