The average funeral costs over $10,000. Final Expense insurance is a simple, affordable whole life policy designed to cover these costs so your family doesn't have to.
Most policies are "Simplified Issue," meaning there is no nurse visit and no blood test. Just a few simple health questions to qualify. Approval is often instant.
The money is paid tax-free to your beneficiary. They can use it for funeral costs, casket, cremation, medical bills, or credit card debt. It is their choice.
We help you navigate the options with dignity and respect.
Takes less than 2 minutes.
No. With a Final Expense whole life policy, your premium is locked in for life. It will never increase, and your benefit will never decrease.
We work with carriers that offer "Guaranteed Issue" policies. These have no health questions at all. They typically have a 2-year graded period (if you die in the first 2 years, they refund premiums + interest), but full coverage after that.