Adventure Without Worry
Whether you have a luxury Class A Motorhome or a travel trailer for weekend getaways, we keep your home-on-wheels protected on and off the road.
Motorhomes & Trailers
We insure all classes (A, B, C) as well as 5th wheels, pop-up campers, and toy haulers. Coverage is tailored to how often you use it.
Vacation Liability
When you park your RV at a campsite, it becomes a home. Vacation Liability protects you if a guest is injured at your campsite, just like homeowners insurance.
Specialized RV Protection
Road Coverage
- Collision & Comprehensive: Repairs your RV after an accident, storm, or theft.
- Total Loss Replacement: Options to replace your RV with a brand new one if totaled in the first few years.
- Emergency Expense: Pays for hotel and transport if your RV breaks down far from home.
Campsite Coverage
- Personal Effects: Covers clothes, laptops, cooking gear, and equipment inside the RV.
- Awning Replacement: Specific coverage for damaged awnings (a common claim).
- Pet Injury: Pays vet bills if your pet is hurt in an accident.
Serving RV Owners Across Michigan
From Up North adventures to cross-country road trips.
Get An RV Quote
Safe travels start here.
RV Insurance FAQs
You can sometimes add a small trailer, but auto policies lack coverage for personal effects, vacation liability, and the expensive appliances inside an RV. A dedicated RV policy is much safer.
If you live in your RV more than 6 months a year, standard policies won't cover you. Full Timer packages add coverage similar to a Homeowners policy (personal liability, medical payments) for your primary residence.
We can add towing coverage. Towing a large motorhome or 5th wheel requires specialized heavy-duty trucks, which can be very expensive without insurance.