Adventure Without Worry

Whether you have a luxury Class A Motorhome or a travel trailer for weekend getaways, we keep your home-on-wheels protected on and off the road.

Get RV Quote Call 248-609-3133

Motorhomes & Trailers

We insure all classes (A, B, C) as well as 5th wheels, pop-up campers, and toy haulers. Coverage is tailored to how often you use it.

Vacation Liability

When you park your RV at a campsite, it becomes a home. Vacation Liability protects you if a guest is injured at your campsite, just like homeowners insurance.

Specialized RV Protection

Road Coverage

Collision & Comprehensive: Repairs your RV after an accident, storm, or theft.
Total Loss Replacement: Options to replace your RV with a brand new one if totaled in the first few years.
Emergency Expense: Pays for hotel and transport if your RV breaks down far from home.

Campsite Coverage

Personal Effects: Covers clothes, laptops, cooking gear, and equipment inside the RV.
Awning Replacement: Specific coverage for damaged awnings (a common claim).
Pet Injury: Pays vet bills if your pet is hurt in an accident.

Get An RV Quote

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RV Insurance FAQs

You can sometimes add a small trailer, but auto policies lack coverage for personal effects, vacation liability, and the expensive appliances inside an RV. A dedicated RV policy is much safer.

If you live in your RV more than 6 months a year, standard policies won't cover you. Full Timer packages add coverage similar to a Homeowners policy (personal liability, medical payments) for your primary residence.

We can add towing coverage. Towing a large motorhome or 5th wheel requires specialized heavy-duty trucks, which can be very expensive without insurance.