Complete Protection for Your Life & Assets
Home, Auto, Umbrella, and more. One agency to handle it all. We shop 40+ carriers to find you the best coverage at the best price.
Personal Coverage Solutions
We don't just sell policies; we build protection plans. Choose a coverage type to learn more.
🚗 Personal Auto
Comprehensive coverage for your daily driver. Liability, collision, and uninsured motorist protection.
🏡 Homeowners
Protect your biggest investment from fire, theft, and liability. Guaranteed replacement cost options available.
🏢 Condo (HO-6)
Specific coverage for condo owners, covering walls-in, personal property, and liability.
🛋️ Renters
Affordable protection for your personal belongings and liability if you rent an apartment or home.
☂️ Personal Umbrella
Extra liability protection that kicks in when your underlying auto or home limits are exhausted.
🔑 Landlord / Dwelling Fire
Protection for rental properties you own. Covers the structure and your liability as a landlord.
🏍️ Motorcycle
Coverage for cruisers, sport bikes, and touring motorcycles. Guest passenger liability included.
🚤 Boat & Watercraft
On-water protection for boats, jet skis, and yachts. Includes wreck removal and fuel spill coverage.
campers RV & Motorhome
Specialized coverage for motorhomes, travel trailers, and campers. Trip interruption and full timer options.
Serving Rochester Hills, Metro Detroit & All of Michigan
Whether you're in Oakland, Macomb, or Wayne County, or have a cottage up north, we've got you covered.
Request Your Unified Personal Quote
One form, multiple quotes. We'll shop our network of 40+ carriers for you.
Frequently Asked Questions
Bundling is the easiest way to save money. Most carriers offer significant discounts (up to 20-25%) when you place both your home and auto policies with them. Plus, it simplifies your billing and claims process.
Yes. We work with premier carriers like specialized in high-value properties. We can cover custom Guaranteed Replacement Cost, valuable articles (jewelry, art), and higher liability limits suited for high-net-worth individuals.
We recommend reviewing your coverage annually. As an independent agency, we do this for you automatically. If we see a rate increase, we can re-market your policy to other carriers to find a better deal without you having to lift a finger.