Complete Protection for Your Life & Assets
Home, Auto, Umbrella, and more. One agency to handle it all. We shop 40+ carriers to find you the best coverage at the best price.
Personal Coverage Solutions
We don't just sell policies; we build protection plans. Choose a coverage type to learn more.
Personal Auto
Comprehensive coverage for your daily driver. Liability, collision, and uninsured motorist protection.
Homeowners
Protect your biggest investment from fire, theft, and liability. Guaranteed replacement cost options available.
Condo (HO-6)
Specific coverage for condo owners, covering walls-in, personal property, and liability.
Renters
Affordable protection for your personal belongings and liability if you rent an apartment or home.
Personal Umbrella
Extra liability protection that kicks in when your underlying auto or home limits are exhausted.
Landlord / Dwelling Fire
Protection for rental properties you own. Covers the structure and your liability as a landlord.
Motorcycle
Coverage for cruisers, sport bikes, and touring motorcycles. Guest passenger liability included.
Boat & Watercraft
On-water protection for boats, jet skis, and yachts. Includes wreck removal and fuel spill coverage.
campers RV & Motorhome
Specialized coverage for motorhomes, travel trailers, and campers. Trip interruption and full timer options.
Serving Rochester Hills, Metro Detroit & All of Michigan
Whether you're in Oakland, Macomb, or Wayne County, or have a cottage up north, we've got you covered.
Get a Home & Auto Quote
Start your home or auto insurance quote online. Prefer to speak with an agent? Call 248-609-3133.
Open Home & Auto Quote in a New Tab (opens in a new tab)
Looking for coverage other than home or auto? Contact the agency and we'll help directly.
Frequently Asked Questions
Bundling is the easiest way to save money. Most carriers offer significant discounts (up to 20-25%) when you place both your home and auto policies with them. Plus, it simplifies your billing and claims process.
Yes. We work with premier carriers like specialized in high-value properties. We can cover custom Guaranteed Replacement Cost, valuable articles (jewelry, art), and higher liability limits suited for high-net-worth individuals.
We recommend reviewing your coverage annually. As an independent agency, we do this for you automatically. If we see a rate increase, we can re-market your policy to other carriers to find a better deal without you having to lift a finger.